WEDDING INSURANCE
Why wedding insurance should be the first item on your checklist
When purchasing any type of insurance, many of us wonder whether we are wasting our money for something that's not likely to happen.
This article does not intend to persuade you one way or the other. I believe most weddings go as planed, but let me tell you, some do not. The question is.... do you want to take the risk, or have that piece of mind that everything or at least part of it, can be looked after if something out of our control occurs.
WHAT IF? This is not to be negative or positive. Things do happen in different ways to what we expect and vary from region to region, season, professional services, etc.
While working in this industry some of the most common things we have heard directly from Australian clients are:
-Floods of the venue and surroundings. The wedding was postponed 2 months. Many of the vendors have to be re booked as the previous ones were not all available for that day. They had 2 months to basically reorganise the wedding.
-Limousine's crash.
-Cancellation of the wedding for family illness.
-Celebrant sickness.
-Wishing Well money stolen.
-Vendors business closed down with no advise or deposits return.
-Guests insured with glass or falling over.
-and the new one: COVID restrictions: At this stage we are not sure who will provide coverage for this but it will be definitely worth it to investigate this coverage.
The average Australian wedding costing over $60,000, and about 18 months planning. There is lots of time, money and emotions involved. Most brides repeat the word "perfect" often, when you ask them how they envision their day. Many professionals work hard to make those dreams reality, but sometimes scenarios are unforeseeable.
This article does not intend to persuade you one way or the other. I believe most weddings go as planed, but let me tell you, some do not. The question is.... do you want to take the risk, or have that piece of mind that everything or at least part of it, can be looked after if something out of our control occurs.
WHAT IF? This is not to be negative or positive. Things do happen in different ways to what we expect and vary from region to region, season, professional services, etc.
While working in this industry some of the most common things we have heard directly from Australian clients are:
-Floods of the venue and surroundings. The wedding was postponed 2 months. Many of the vendors have to be re booked as the previous ones were not all available for that day. They had 2 months to basically reorganise the wedding.
-Limousine's crash.
-Cancellation of the wedding for family illness.
-Celebrant sickness.
-Wishing Well money stolen.
-Vendors business closed down with no advise or deposits return.
-Guests insured with glass or falling over.
-and the new one: COVID restrictions: At this stage we are not sure who will provide coverage for this but it will be definitely worth it to investigate this coverage.
The average Australian wedding costing over $60,000, and about 18 months planning. There is lots of time, money and emotions involved. Most brides repeat the word "perfect" often, when you ask them how they envision their day. Many professionals work hard to make those dreams reality, but sometimes scenarios are unforeseeable.