When purchasing any type of insurance, many of us wonder whether we are wasting our money for something that's not likely to happen.
This article does not intend to persuade you one way or the other. I believe most weddings go as planed, but let me tell you, some do not. The question is.... do you want to take the risk, or have that piece of mind that everything or at least part of it, can be looked after if something out of our control occurs.
WHAT IF? This is not to be negative or positive. Things do happen in different ways to what we expect and vary from region to region, season, professional services, etc.
While working in this industry some of the most common things we have heard directly from Australian clients are:
-Floods of the venue and surroundings. The wedding was postponed 2 months. Many of the vendors have to be re booked as the previous ones were not all available for that day. They had 2 months to basically reorganise the wedding.
-Cancellation of the wedding for family illness.
-Wishing Well money stolen.
-Vendors business closed down with no advise or deposits return.
-Guests insured with glass or falling over.
The average Australian wedding costing over $40,000, and about 18 months planning. There is lots of time, money and emotions involved. Most brides repeat the word "perfect" often, when you ask them how they envision their day. Many professionals work hard to make those dreams reality, but sometimes scenarios are unforeseeable.
There are many insurance suppliers that are specialized in weddings and events risk coverage. The insurance can be purchased up to 18 months prior to your wedding in most cases, and can have different levels of coverage according to your needs and budget. It'd be wise to research some information from a professional insurance and decide after.
One of the aspects I like about wedding insurance is that you can choose what level of coverage you want. Different policies can cover anything from wedding cancellation and re scheduling, to attire, vendors cancellation, rings lost or stolen, marquee and decoration damage, public liability etc.
These guys, www.dreamweddinginsurance.com are wedding insurance leaders in Australia, they even offer insurance online at in just a few steps from $200. Give them a call, have a talk, be informed. If your wedding is overseas, please check what is the coverage offered by the venue and discuss with your insurance provider how you can add your own.
We insure our house, our health, our car., our trips... sometimes our pets. Your wedding is one of the biggest events in your life, Wouldn't you like to be well-informed about it?
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